Originally Posted by booboo 
@Alrik - I'm curious, why do Germans not use credit cards? Seems rather…quirky ;-) The few German Germans I met (as opposed to Germans living in my country) all seemed to have credit cards…
Not sure, my family had always had one, and I got my own quite early (when I was an exchange student). I assume one reason is that debit cards are so widespread, and you can pay pretty much anything with them within Germany. But I am not even sure what the actual statistics are on this…