I played Cold Fear.
I had forgotten about that game until you guys mentioned it, being a big fan of Resident Evil I thought it looked pretty good. I enjoyed it, but JemyM is right on about it being "nothing memorable". I thought the first few hours on the Russian whaler were the best part of the game. It was a neat touch to have to grip the railing when waves were slamming into the boat.
Doesn't touch Resident Evil though.
*edit* JemyM, I remember the part you're refering too. I never really thought much of it, I figured it was just one of those zombie things.