Based on the mods you listed recently (IIRC), the changes you needed were actually rather subtle, but they clearly made all the difference to you. I know developers hate offering too many options, but maybe they should think more about these aspects, especially if they don't intend to release modding tools.
Some of the changes I made were not so subtle, like reducing XP gain by nearly 75%. Developers just need to understand that some people want a game that can't just be breezed through without any challenge. Obsidian took some steps with FO:NV.
Why am I not surprised you like brief answers
You mean without 3 or 4 paragraphs of semantics?