60 day pre-paid cards can replace credit cards. You need to enter it's activation number online when you create your account -- or renew a subscription. They're great, obviously, if you dont own a cc or dont like to use it on the net, but be aware that you pay for periods of 60 day continuous, so if you tire of the game after, say, 20 days, it's money wasted. Note also that while the first 30 days are free of charge, you still need to choose a method of payment when you create your account.