RPGWatch Forums

RPGWatch Forums (https://www.rpgwatch.com/forums/index.php)
-   News Comments (https://www.rpgwatch.com/forums/forumdisplay.php?f=10)
-   -   The Good Life - A Debt Repayment Life Simulation RPG (https://www.rpgwatch.com/forums/showthread.php?t=37534)

Myrthos September 5th, 2017 01:14

The Good Life - A Debt Repayment Life Simulation RPG
 
At Fig, you can now pledge for The Good Life, a game that is labeled as a debt repaying life simulation RPG. They are asking for 1.5 Million dollars and are at 11% at the moment.

Quote:

Play as Naomi, a photographer from New York. After a scandal left her in debt, she took on a job that sent her to 'the happiest town in the world,' a rural English town out in the middle of nowhere.

Photographing evidence of the town's many secrets and sending them back to her client daily will earn her some very nice rewards…

But most of Naomi's comments start with the words "I hate," and she can't stop complaining… Will this city slicker be able to survive out in the British backwoods?

Journey to Rainy Woods… a small town in Northern England surrounded by forests. Nestled in abundant nature, stone houses built in the Middle Ages still stand beside one another. The townspeople look out for each other, love their families, work hard, and enjoy nightly drinks at the local pubs.

All townspeople operate on a 24 hour schedule. Everyone lives a different life.

Each character has a unique personality and lives out a unique life. Even though they live in a game world, they worry, suffer, have fun, love, and hate as much as any real person.

Rainy Woods has a big secret… At night, all the villagers turn into cats.

Villagers aren't the only ones who get to turn into cats. Naomi also gets to turn into a cat at night, of course!

loading…

More information.

GabrielMP_19 September 5th, 2017 01:14

It sounds kinda boring.

axellslade September 5th, 2017 01:16

Uh… OK, I guess.

Gabriel September 5th, 2017 05:01

That video just confused me. So an American girl from New York moves to a rural English Town and the whole video is narrated by a Japanese man and the character herself speaks Japanese. This isn't even getting into everyone becoming cats at night. Again so confused by this.

Deleted User September 5th, 2017 05:31

Looks great. I'll definitely play this.

Silver September 5th, 2017 06:47

Not my thing. I think it will struggle to reach its goal but you never know.

fadedc September 5th, 2017 06:50

They kind of lost me with the turning into cats bit, it just seems so out of flavor with the rest of the vibe of the game.

Deleted User September 5th, 2017 07:09

Quote:

Originally Posted by Silver (Post 1061470890)
Not my thing. I think it will struggle to reach its goal but you never know.

I actually think it would blow up with the right press coverage. It's the kind of weird-yet-catchy thing that is very popular today.

Damian September 5th, 2017 08:53

Quote:

Originally Posted by Gabriel (Post 1061470881)
That video just confused me. So an American girl from New York moves to a rural English Town and the whole video is narrated by a Japanese man and the character herself speaks Japanese. This isn't even getting into everyone becoming cats at night. Again so confused by this.

Actually now that I know this is a Japanese game, it makes full sense to me. Us Asians in general dont like being in debt and specifically takes steps to avoid debt, This would really be an interesting game for Asians in general as an edutainment game of sorts. That said the cat thing makes it really only for the Japanese.

joxer September 5th, 2017 12:11

Cat people is supposed to be horror.

Wisdom September 5th, 2017 17:05

Quote:

Originally Posted by Damian (Post 1061470903)
Actually now that I know this is a Japanese game, it makes full sense to me. Us Asians in general dont like being in debt and specifically takes steps to avoid debt, This would really be an interesting game for Asians in general as an edutainment game of sorts.

That's because debt is really stupid overall. Aside from a mortgage for a house purchase. So much better to live within your paycheck, buy things you can afford when you can afford them, and don't go into crippling debt to keep up with your view of society. Not having to flush money down the drain every month (interest payment) is amazing. You get to keep so much more of your paycheck.

rjshae September 6th, 2017 20:45

RL is a debt repayment life simulation. Why would I want that in a game?

Oh, cats, right. :-/

BoboTheMighty September 7th, 2017 03:44

Well maybe she can become a camgirl. Hear they're making a killing these days. ;)

JDR13 September 7th, 2017 06:58

1.5 Million for this? :thinking:

Damian September 7th, 2017 07:58

Quote:

Originally Posted by JDR13 (Post 1061471152)
1.5 Million for this? :thinking:

I think they are hoping a Japanese publisher would pick it up when it fails, between the cat thing, Japanese voices, the concept and the asking price, I am convinced of it.

wolfing September 7th, 2017 18:47

Quote:

Originally Posted by Wisdom (Post 1061470966)
That's because debt is really stupid overall. Aside from a mortgage for a house purchase. So much better to live within your paycheck, buy things you can afford when you can afford them, and don't go into crippling debt to keep up with your view of society. Not having to flush money down the drain every month (interest payment) is amazing. You get to keep so much more of your paycheck.

Depends on things. For example, I had the chance of buying my new home cash, instead I got a mortgage. Why? The interest rates after the housing bubble burst were very low, I think I got it at like 3.9%/year (got even lower than that later), the cash I invested instead and get an average of like 10%/year plus whatever dividends the companies give.

Getting in debt only to buy stuff you don't need, at high interest rate like credit cards, yes that's the road to disaster.

arthureloi September 7th, 2017 19:28

Quote:

Originally Posted by wolfing (Post 1061471243)
Depends on things. For example, I had the chance of buying my new home cash, instead I got a mortgage. Why? The interest rates after the housing bubble burst were very low, I think I got it at like 3.9%/year (got even lower than that later), the cash I invested instead and get an average of like 10%/year plus whatever dividends the companies give.

Getting in debt only to buy stuff you don't need, at high interest rate like credit cards, yes that's the road to disaster.

How did you manage to get that 10% per year? I mean, would you mind my asking? I invest too but 10% per year, depending on which country you're in, is pretty damn impressive!

crpgnut September 7th, 2017 21:20

He probably has something like a 401k from a company with a matching %. My company does this as well. I pay in 5% pre-tax to my 401k and my company matches that dollar for dollar. I also get "free" stock shares for just being a corporate/staff employee.

Ergo, I borrow at 3.9% and then dump 5% into my 401k. My company matches that and I make a total of 10% pre-tax with the money. It offsets the loan easily.

wolfing September 7th, 2017 22:05

Quote:

Originally Posted by arthureloi (Post 1061471251)
How did you manage to get that 10% per year? I mean, would you mind my asking? I invest too but 10% per year, depending on which country you're in, is pretty damn impressive!

You just do some research, buy a stock you think is low, sell it when it's over 10% the value you bought it for and if it's 10% under what you paid for it (to protect you from stinkers). At the end of the year, unless economy is in recession, you probably get like 5 right and 2 wrong or so.
Starting with say $10,000
Right: $11,000
Right: $12,100
Wrong: $10,890
Right: $11,979
Wrong: $10,781
Right: $11,859
Right: $13,045

The important thing is not to panic, economy goes up and down so just keep it there. For example, during the deep recession of like 9 years ago, my total stock was worth like 60% the value it used to have, but I kept it there, eventually it caught up and surpassed the previous amounts.

Wisdom September 7th, 2017 22:26

I never pulled anything out in 2008 either. I cried in the darkneas when it tanked but almost everything has recovered or surpassed. The only people that really lost were the ones that panicked and sold at the bottom.

arthureloi September 8th, 2017 01:51

Quote:

Originally Posted by wolfing (Post 1061471286)
You just do some research, buy a stock you think is low, sell it when it's over 10% the value you bought it for and if it's 10% under what you paid for it (to protect you from stinkers). At the end of the year, unless economy is in recession, you probably get like 5 right and 2 wrong or so.
Starting with say $10,000
Right: $11,000
Right: $12,100
Wrong: $10,890
Right: $11,979
Wrong: $10,781
Right: $11,859
Right: $13,045

The important thing is not to panic, economy goes up and down so just keep it there. For example, during the deep recession of like 9 years ago, my total stock was worth like 60% the value it used to have, but I kept it there, eventually it caught up and surpassed the previous amounts.

Wow, nice strategy! Thanks for sharing! Unfortunately, I'm extremely conservative and very adverse to taking risks like playing the stock market game. Kudos for those who do it right, though. I'm able to go for 15% per year but interest rates are pretty high in my country. I wanted to invest overseas (Canada) but stock market is really not my thing.

Thanks!!

fadedc September 8th, 2017 03:39

Quote:

Originally Posted by arthureloi (Post 1061471310)
Wow, nice strategy! Thanks for sharing! Unfortunately, I'm extremely conservative and very adverse to taking risks like playing the stock market game. Kudos for those who do it right, though. I'm able to go for 15% per year but interest rates are pretty high in my country. I wanted to invest overseas (Canada) but stock market is really not my thing.

Thanks!!

Buying individual stocks is always risky. A much safer move is to diversify and buy groups or indexes of funds that will tend to balance each other out and raise and fall as the market does. I'm not quite making 10% on those now, but it's close.

wolfing September 8th, 2017 13:31

Quote:

Originally Posted by fadedc (Post 1061471318)
Buying individual stocks is always risky. A much safer move is to diversify and buy groups or indexes of funds that will tend to balance each other out and raise and fall as the market does. I'm not quite making 10% on those now, but it's close.

Yes, always diversify, my stock is around 7-10 different stocks, some I win some I lose, overall I'd say the ratio is about 5-2, I've been doing this for hmm… about 15 years or so? Also I'm not an economist, just some dude that one day decided to put my extra money in stock instead of keeping it in the bank.

arthureloi September 8th, 2017 14:11

@fadedc, @wolfing:

Agreed 100%! Diversification is key. By the way, if you don't mind disclosing it, what countries are you in?

I do diversify my investments too, but never ventured into stock market. I tend to put my money into conservative assets. My country (Brazil) is in such a political and economical turmoil that stock is not really for the faint of heart. In a moment you could be winning big, just to fail miserably the next day.

fadedc September 8th, 2017 14:37

Quote:

Originally Posted by wolfing (Post 1061471345)
Yes, always diversify, my stock is around 7-10 different stocks, some I win some I lose, overall I'd say the ratio is about 5-2, I've been doing this for hmm… about 15 years or so? Also I'm not an economist, just some dude that one day decided to put my extra money in stock instead of keeping it in the bank.

Yeah on average stocks will tend to go up and the diversification will protect you from bad luck. It's not even clear how much of a difference any strategy you use in picking your stocks really makes. Studies have found that even the top experts don't necessarily do any better than random chance. The only risk is that is that it's better not to invest right before a significant downturn. It will eventually right itself but in the meantime it's better to be in something else if your not already in. That can make some people cautious about investing in the current political climate.

As for where I am, I'm in the US.

Myrthos September 8th, 2017 15:51

Let's get back to discussing the game.

crpgnut September 8th, 2017 16:14

So kakeibo and cats, sounds vastly underwhelming.

arthureloi September 8th, 2017 16:40

Quote:

Originally Posted by Myrthos (Post 1061471367)
Let's get back to discussing the game.

Sorry for derailing the topic. The game itself just seemed quite unintetesting but I shouldn't have steered the discussion to that direction.

Pongo September 8th, 2017 16:46

I appreciate that it is early footage, but I really didn't like the angular art style in the cartoons and the 3d art. It feels pretty unappealing for a whimsical game like this.


All times are GMT +2. The time now is 02:17.

Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2022, vBulletin Solutions Inc.
vBulletin Security provided by DragonByte Security (Pro) - vBulletin Mods & Addons Copyright © 2022 DragonByte Technologies Ltd.
User Alert System provided by Advanced User Tagging (Lite) - vBulletin Mods & Addons Copyright © 2022 DragonByte Technologies Ltd.
Copyright by RPGWatch