I own a PS3 and a PS4, totally happy with them, so my advice is… don't buy a PS4. It seems to me if you get it you will just add new games to your 1500 'to play' list. Spend money on a new hyped game, maaaybe put it on and check it out for a couple of hours, and never play it again.
As for the monthly fee question, it's called Playstation Plus and you need it if you want to play online. Costs about $45/year and gives you 2-4 free games each month that you can only play while you're subscribed to PS+. These games are usually indies though once in a while you get a good game. I mean for $4/month it's worth it if you actually have time to play the games, but I suspect in your case it's just 2-4 extra games to the 'to play' list.
As for the monthly fee question, it's called Playstation Plus and you need it if you want to play online. Costs about $45/year and gives you 2-4 free games each month that you can only play while you're subscribed to PS+. These games are usually indies though once in a while you get a good game. I mean for $4/month it's worth it if you actually have time to play the games, but I suspect in your case it's just 2-4 extra games to the 'to play' list.
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