Drithius
Magic & Loss
90% of this wall of text has absolutely nothing to do with DDO, and 100% of it has nothing to do with "Everquest goes FTP". So, you'll excuse me if I don't see many points at all beyond derailing a thread.
But by now, it's more like a dick-measuring match without a ruler - and I don't see much good coming from that, tbh.
Level requirements for low level items is some extreme cheese.